Frequently Asked Questions.

Final Expense Insurance is designed to cover funeral costs, medical bills, and any outstanding debts after you pass away, ensuring your loved ones aren’t burdened with unexpected expenses.

Mortgage Protection Insurance helps pay off your home loan if you pass away, become disabled, or lose your job, ensuring your family stays in their home without financial stress.

Many of our policies don’t require a medical exam, making it easier for you to get approved quickly. Coverage is often based on answers to simple health questions.

Yes! We work with multiple insurance providers offering plans specifically designed for individuals with pre-existing conditions.

The cost depends on your age, health, and coverage amount. We offer affordable plans with monthly payments

Simply call us, fill out the contact form, or request a free quote on our website. One of our agents will guide you through the process and help you select the best policy.

Testimonials

Honest Reviews from our Customers

Jane D.

Retiree, Dallas, TX

“The Downing Agency helped me find an affordable final expense plan that gives my family peace of mind. Highly recommended!”

Michael R.

Homeowner, Atlanta, GA

I never knew mortgage protection was so important until I worked with The Downing Agency. Now, my home is secured no matter what happens.”

Address List

THE DOWNING AGENCY

The Downing Agency offers mortgage protection to keep your loved ones in their home and final expense insurance to cover end-of-life costs. Gain peace of mind knowing your family is financially secure.

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